
Understanding Baccarat : You Must Know
How to Play Baccarat: A Simple Guide

The Start and Main Idea
Baccarat started back in the 1400s in Italy and then gained popularity in French high-society. This card game has two main sides – Player and Banker – and the aim is to get a score close to 9.
How the Game Works
Cards 2 to 9 have their face values, but 10s, jacks, queens, and kings are worth zero. Aces are worth 1. These simple rules hide a game full of strategic plays.
Best Ways to Play and Odds
A Banker bet is often recommended, having a 1.06% house edge with a 5% fee. This edge is crucial in winning through strategic moves.
Smart Moves
Tips for Good Play
- Avoid pattern-based betting
- Do not chase losses
- Monitor your spending
- Understand your odds
Deep Dive into the Game
Mastering baccarat involves understanding both simple aspects and the complex mathematics behind it. The best strategic plays come from informed betting and understanding odds, not just luck or routine.
The Roots of Baccarat
The Early Days and Growth of Baccarat
Old Beginnings in Italy
Baccarat began in Italy in the 1400s when Felix Falguiere created a card game called baccara, meaning zero in Italian, for the zero value of face cards and tens. Originally, the game used tarot cards and was inspired by an old tale of fate. 온카스터디 먹튀검증소 확인
It Grows in France
The game evolved after reaching France in the late 1400s during King Charles VIII’s time. French nobles adopted it, renamed it Baccarat, and modified the rules. By the 1800s, baccarat became prominent in French high-society, played in exclusive rooms. for Playing Baccarat
It Goes Global
With French influence, baccarat spread to England and South America. A significant moment was when Tommy Renzoni introduced it to Las Vegas’s Sands Casino, popularizing it in America. It now has three main forms:
- Punto Banco (or North American baccarat)
- Chemin de Fer
- Baccarat Banque
Punto banco is currently the most widespread form globally, played in most casinos.
The Rules and How to Play
Key Rules and How to Play Baccarat

Basic Goal and Card Values
Baccarat involves betting on two sides – the “Player” and the “Banker” – aiming to achieve a score closest to nine. Each side starts with two cards and, depending on the rules, may receive one more.
Cards 2-9 retain their face value, while 10s and face cards are zero. Aces count as one point.
Figuring Out Scores
In baccarat, scores consider only the last digit. For instance, 7 and 8 make 15, but the score is 5. A “natural” occurs if a hand begins with 8 or 9, preventing further draws.
The Rules for Drawing
Player Hand Rules
- Must draw: If the total is 0-5, they receive a third card
- Stands: If the total is 6-7, the hand remains unchanged
Banker Hand Rules
The Banker drawing rules depend on:
- Banker’s initial total
- Player’s third card (if drawn)
These fixed rules dictate all game actions, with dealers handling the cards according to strict procedures.
Kinds of Baccarat Bets
Types of Bets in Baccarat
Main Types of Bets
Baccarat offers three main bets, each differing in odds and house edge. The Player bet has a 1.24% edge and pays even, making it suitable for beginners. The Banker bet, despite a 5% fee on wins, has the lowest house edge at 1.06%, rendering it the best statistical choice.
Looking at the Tie Bet
The Tie bet, though it may pay 8:1 or 9:1, poses a significant challenge due to its 14.36% house edge. Other side bets like Pairs or Dragon Bonus occasionally appear but are risky with high edges.